Apply For A Loan
“Your Gateway To Financial Freedom”
Why Choose Micro Finance?
We are a registered deposit-taking institution committed to helping you save, grow, and succeed every step of the way.
Fully Licensed By Bank Of Zambia
Your investments and loans are secure with an institution regulated by the highest authority.
Affordable & Quick Money
Access funds quickly with transparent terms and no hidden fees.

Customer Satisfaction is Key
Our focus is on providing you with the best service and support for your financial journey.
Flexible Installments
We offer adaptable repayment plans on all our loans to fit your financial situation.
About Micro Finance Zambia Limited
MFZ operates under the Atlasmara Group of Companies, we leverage our parent company's strength to offer affordable financial solutions to the mass market and SMEs.
Our Goal
To be the leading Financial Services Provider in Zambia and eventually in the Region.
Our Mission
To provide Financial Services to the formal and Informal sector distinguished by the ability to deliver sustainable profitability through product service, Innovation and quality Employment.
Why wait? Apply today and take control of your financial future with a trusted partner!
14
Branches Nationwide
Quick turnaround time
Flexible repayment period
Mobile operations
Digital onboarding processes
Tailored financial products

Our Financial Services
We provide a range of financial services tailored to meet the needs of both the formal and informal sectors across Zambia.
Payroll Backed Loans
Easy and convenient loans, including personal loans and salary advances, deducted from your salary.
SME Financing
Fuel your business growth with flexible financing options like invoice discounting and working capital.
Gulani Loans
Easy and convenient loans that are issued in the form of assets, ranging from building materials, solar energy solutions, farming equipment and inputs, vehicle financing, and many more.
Term Deposits
A short term advance facility that allows anyone in formal employed to borrow against their monthly salary.
Salary Advances
We work with you to design financial solutions that fit your unique business, family, and personal needs.
Latest News & Updates
Loading posts...