Micro Finance Zambia Limited

Our Services

Payroll Backed Loans

These are salary backed Loans that are availed to people who are formally employed by a company that has a signed payroll agreed agreement with Micro Finance Zambia Limited to deducted monthly payment at source.

Salary Advances

This is a short term advance facility that allows anyone in formal employed to borrow against their monthly salary. We do not need to have a signed agreement with your employer to allow you access this facility. All you need to provide are:

SME Financing

These facilities that are aimed at supporting Small and Medium Enterprises (SMEs) to bridge their cash flow gaps by offering them facilities with minimum documentation requirements.

Term Deposits

made investing a lot easier by the introduction of the term deposit product governed and regulated by the Security and Exchange Commission and the Bank of Zambia that allows both individual and corporate entities to invest funds for a fixed term and earn interest at very competitive rates. Under this product, the customer has the option to receive their interest payment monthly, quarterly, bi-annual or annually depending on what the client deems fit.

Lundapo savings Products

At Micro Finance Zambia Limited , we do not just offer loans, but we encourage employees to save money for a rainy day, or for specific purposes such as children's school fees and acquiring of assets. For this reason, we offer employees a Lundapo savings scheme, whereby employees can set aside regularly some money from their monthly earnings and we pay very competitive interest rates on these savings accounts.

Gulani Loans

The Gulani Loans Product was recently launched in the response to a growing number of customers who with MFZ. GULANI LOANS, as the name suggests, is designed to encourage our customers to buy, and indeed to make it easier for our customers to acquire assets such as solar energy equipment, building materials to build a new home or complete a building project, and farming equipment and farming inputs for our of course, GULANI LOANS will come with our MFZ the standard flexible long terms repayment plan.

Zipake

Mobile term deposits available on Airtel Mobile Money

Terms and conditions Here

What are the other requirements for clients in formal employment?

• 3 months latest pay slips
• 3 months Bank Statement
• National registration card
• Work ID, where applicable
• A signed loan pre-approval form

Download PDF for More Information

requirements

• 2 months latest pay slips
• 1 months Bank Statement
• Duly signed loan Application form
• Original NRC
• 1 Introductory Letter from your Employer

Download PDF for More Information

SME Financing

Our product offering under SME Loans range from:
Invoice Discounting Facility
Order Finance Facility
Working Capital Facility

Download PDF for More Information

Term Deposits

The requirements for this facility are:
Proof of source of funds
Bank Account Statement
Original National Registration Card/Passport of the depositor
TPIN

Download PDF for More Information

Lundapo Savings Products

Visit you nearest branch and get your self a Lundapo Savings Account

Gulani Loans

With Micro Finance Zambia Limited Gulani Loans, you can have access to these and many more exciting products.
REQUIREMENTS GULANI LOANS:
Three latest Payslips, Three latest bank stamped bank statements.

Download PDF for More Information

requirements

updating website content

Download PDF for More Information